The content of this website describes the commercial activities of three affiliated financial service companies: Habersham Capital Markets, LLC; Habersham Capital Management, LLC; and Habersham Funding, LLC (collectively, the “Habersham Affiliates”); and provides educational information related to alternative asset-class investments that include secondary and tertiary market life insurance policies commonly referred to as “life settlements”. Nothing contained herein is intended to constitute a solicitation or offer to sell or purchase securities or other financial assets, including life settlements, by a Habersham Affiliate.

With respect to life settlements, certain issues and risks should be considered by investors when considering the purchase of a life settlement or a related security whose return of principal and investment income is derived from one or multiple life settlements, and by an insured party and/or original policy owner when considering the sale of a life insurance policy. A summary of these issues and risks are listed in our ISSUES AND RISKS RELATED TO LIFE SETTLEMENTS. Habersham Capital Markets, LLC does not engage in representing an insured party and/or original policy owner in selling a life insurance policy in the secondary market. Habersham Funding, LLC is the only party of the Habersham Affiliates that is engaged in purchasing secondary market life insurance policies from an insured party and/or original policy owner.